When it comes to Mortgage Lead Lists, you have no further place to look than the experts on the Dataman Group Team.

 

Data Dale’s Mortgage Outlook – Revised January 2, 2019

Let’s face it, the mortgage origination business is not as robust as we’d all like to see. With higher rates and low inventory, there is not a lot of incentive for home buyers to make a move.In the final quarter of 2018, the average American’s ability to afford a home hit a 10-year low, according to a report from Attom Data Solutions cited by Realtor.com.

However – mortgage professional who specialize in Renovation Loans are doing very well. In the market, the current trend is that homeowners are staying longer in their homes and upgrading them – to increase space, amenities, improving home theater and security and creating options to age in place

But not all hope is lost. While first-time homebuyers may struggle in 2019, older homeowners looking for a new place will have more options.

Daren Blomquist, a senior vice president at Attom, said, according to Realtor.com: “We’re going to hit an affordability tipping point in 2019, where it becomes more affordable to buy. Buyers will have more inventory to choose from and they will be running against fewer multiple-offer situations.”

Realtor.com’s team of economists analyzed housing markets across the US to find the best places to buy a home in 2019, where new home construction is booming, job growth is strong, public schools are highly rated, and millennials are moving in.

Keep in mind that the best places to buy a home in 2019 aren’t just the cheapest. The list includes a few pricey cities, like Boston and Miami, as well as up-and-coming cities, like Boise, Idaho, and Chattanooga, Tennessee. The key is that wage growth and new-home construction in these cities are keeping up with home price increases, stabilizing affordability.

If you are lucky enough to be in one of these great markets – this is an excellent time to get Potential Home Buyers to the table. Our First Time Home Buyer File will enable you to reach Renters who are in a good position to make the leap to ownership.

With a little creativity, Mortgage Marketers can continue to prosper in today’s economy.

Focus your marketing on what would trigger the need for a mortgage

 

Top List Picks for January, 2019

  • First Time Home Buyers – These Renters are taking advantage of affordable pricing on homes/condos and low rates on mortgages- these are top prospects for every mortgage company. The First Time Home Buyer overlay really separates the basic renter data by looking at age, income, marital status, length of residence, ethnicity, modeled credit and geography. According to the US Census Bureau, in 2017, 36% of new home sales were from Millennial First Time Home Buyers. This figure is expected to increase with the changes to the FHA. It is predicted that over 250,000 new home buyers will purchase their first home over the next 3 years as a result of those changes.
  • Renovation Loan Prospects – People are staying in their homes longer and taking out loans to renovate and remodel their homes. Many homeowners are also making upgrades to their homes to age in place.
  • Equity Loan Prospects – Reach Homeowners with high equity in their homes who are carrying high revolving debt balances. Homeowners who are strapped for cash are good prospects for Equity Loans.
  • Invitation To Apply Lists – These mortgage lead lists are for those mortgage companies looking for an alternative or supplement to prescreen data. Select options include modeled credit score, household demographics, and property criteria. Click HERE to read about the different between ITA lists and prescreen lists.

We offer mortgage lead lists for:

 

Select from these high response mortgage lead lists and mortgage marketing list databases:

Have you Read the Mortgage Marketing Blog?


Marketing Holiday Stress Relief

According to a poll by the American Psychological Association, people are stressed out over the Holidays. The Holiday stress statistics...

**Read Data Dale’s Blogs for the Mortgage Industry:

Understanding the Difference Between Prescreen Credit Lists & Invitation to Apply – August, 12018

April is New Homes Month & Millennials are Leading the Charge – April, 2018

Mortgage Marketing Outlook – 1st Quarter of 2018 – January 2018

Will the Gig Economy Change Mortgage Lending? – August, 2017

Can a Reverse Mortgage Help Retirees with their “Fundedness” – June, 2017

Mortgage Pros – Take notice – Millennials are Buying Homes – May, 2017

Is 2016 the Year for Reverse Mortgages? – published Jan 2016

DataDale’s Mortgage Outlook for 2nd Half of 2016 – published 8/3/ 2016

New Hybrid Marketing Methods for Mortgage Professionals – published 1/15/2015

2015 Marks the Return of First Time Home Buyers to the Marketplace – published 1/2/2015

What We Can Learn from the 2014 Fannie Mae National Housing Study – published 9/29/14

New Home Purchase Leads for Mortgage Brokers & Loan Officers – published 4/1/14

Mortgage Direct Mail – Can It Rebound? – published 8/14/14

Mortgage Mailers – Are You Barking Up The Wrong Tree? – published 9/26/13

How Mortgage Mailers are Generating New Leads with Direct Mail – published 1/16/2014

 

Click here to read the 2017 Housing Study by the US Census Bureau

Telephone numbers are available on most mortgage lead lists, so you can request mortgage telemarketing leads in your market. Federal, State and DMA Do Not Call Lists are flushed from our files. Federal SAN required for all telemarketing lists.

We carry a full suite of mortgage lead lists, refinance lists, mortgage mailing lists, mortgage insurance leads, renters, first time home buyers, qualified mortgage lists, renovation loan prospects, private note holders, seller carry backs, FHA-VA loan lists, HELOC Conversion lists, lists of Millennials as well as modeled credit score lists.