Remember, these are not bona-fide credit scores. Rather, this is modeled data. As a result, the scores are useful for marketing pre-screening purposes only.

Our modeled data helps you make smart lending decisions. It gives you a better picture of your customers’ financial health. As a result, you will be able to have a better idea of how much credit to extend. When you extend the right amount of credit to qualified buyers, it may reduce the risk of late payments or defaults. You certainly don’t want to be exposed to financial challenges you don’t need to have.