FHA Mortgage
Mailing List
Our FHA Mortgage Mailing List Gives Marketing Campaigns a Lift
Mortgage marketers can generate great leads for FHA loans with our FHA Mortgage Mailing Lists.
Our FHA data is compiled from filings at the Tax Assessor and County Clerk’ offices. It is accurate and updated on a continuous basis. In most of the country, the mortgage file is updated on a weekly basis. Because of this, you can certain your data is fresh and of the highest quality.
According to Investopia, an FHA loan is a mortgage issued by an FHA-approved lender. It is insured by the Federal Housing Administration (FHA). An FHA mortgage is designed for low-to-moderate income borrowers. The loans typically require a smaller minimum down payment and lower credit scores than many conventional loans
FHA Loans in 2021
As of 2021, you can borrow up to 96.5% of the value of a home with an FHA loan. This means you’ll need to make a down payment of only 3.5%. You’ll need a credit score of at least 580 to qualify. If your credit score falls between 500 and 579, you can still get an FHA loan provided you can make a 10% down payment. With FHA loans, your down payment can come from your savings. A financial gift from a family member or a grant for down-payment assistance can also be used.
All these factors make FHA loans popular with first-time homebuyers.
How FHA Loans Work
It’s important that you understand that the Federal Housing Administration doesn’t actually lend you money for a mortgage. Instead, you get a loan from an FHA-approved lender, like a bank, and the FHA guarantees the loan. You pay for that guarantee through mortgage insurance premium payments to the FHA. Your lender bears less risk because the FHA will pay a claim to the lender if you default on the loan.
Furthermore, an FHA loan requires that you pay two types of mortgage insurance premiums – an Upfront Mortgage Insurance Premium (UFMIP) and an Annual MIP (charged monthly). The mortgage insurance payments are deposited into an escrow account set up by the U.S. Treasury Department. Finally, the funds are used to make mortgage payments in case you default on the loan.
Key Takeaways
- FHA loans are federally backed mortgages designed for low-to-moderate income borrowers who may have lower than average credit scores.
- FHA loans require a lower minimum down payments and credit scores than many conventional loans.
- These loans are issued by approved banks and lending institutions, who will evaluate your qualifications for the loan.
- These loans do come with certain restrictions and loan limits not found in conventional mortgages.
Dataman Group’s FHA & VA Mortgage Mailing Lists allows Mortgage Marketers to select FHA or VA borrowers by the sale amount of the home; mortgage amount as well as transaction date. Plus, our Enhanced first Time Homebuyers database can be used to target FHA purchase prospects.
Stay updated on the current loan terms and information for FHA Mortgages.
Need your list quick? 2 hour turn-around available!
PS – Many marketers looking to reach veterans use our VA Mortgage Holders list.
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Ally2025-03-13Trustindex verifies that the original source of the review is Google. I am very pleased with setting up my account. I spoke with Scott, he was extremely helpful and patient with me with all of my questions. The customer service is top notch! I did a lot of research on this topic and Dataman group was the most affordable and flexible with anything I needed. I will forever recommend Dataman Group to everyone that needs these services. Ryan Meyers2025-01-04Trustindex verifies that the original source of the review is Google. I have used Dataman Group direct multiple times now, and every time has been a fantastic experience! Their team is always super responsive and extremely fast to get me what I need. The lists I have purchased have proven to be very affordable, accurate and easy to implement into my marketing system. I would highly recommend Dataman Group Direct to anyone!! Timothy Marshall2024-09-05Trustindex verifies that the original source of the review is Google. It is always a pleasure to work with them. They are timely and very knowledgable. Tara Hamilton2024-08-29Trustindex verifies that the original source of the review is Google. Dataman is great to work with. We outsource several lists, and Dataman is our top producer. Highly recommend them. Great customer service and Scott is amazing!! Jeff Weaver2024-03-14Trustindex verifies that the original source of the review is Google. Scott Filhaber, VP of Sales & Marketing, was a tremendous help. It was clear he was only interested in helping me not just selling a list. DMG is interested in long term relationship, not just hocking lists. His knowledge and expertise are awesome. Ali Nezar (Ali Baba)2024-01-25Trustindex verifies that the original source of the review is Google. Scott at Dataman Group is Amazing ! The lead quality is good as well as the customer service. Highly Recommend !!! Danielle Wallace2024-01-08Trustindex verifies that the original source of the review is Google. Scott is so helpful and knowledgeable. He took lots of time to make sure I got the help and support I needed. He and his team are very responsive and go above and beyond to make sure you're happy and taken care of!!!! Rebecca Bowland2023-12-28Trustindex verifies that the original source of the review is Google. Scott at Dataman Group is an absolute rockstar! The rest of the team when he is unavailable is always amazing too. The lead quality is top notch as well as the customer service. Thanks you guys! You are an absolute asset to our business.