CCPA info for Consumers
If you are a California resident, the California Consumer Privacy Act (“the CCPA”) provides you with certain rights relating to the data that has been collected about you.
Those rights include:
- The right to know the categories and specific pieces of personal information we collect, use, disclose, and sell about you, the categories of sources from which we collected your personal information, our purposes for collecting or selling your personal information, the categories of your personal information that has either sold or disclosed for a business purpose, and the categories of third parties with which Experian has shared personal information.
- The right to opt out of our sale of your personal information. Please note that if you opt out of certain types of sales, we and businesses that rely on that data may be unable to provide you with the services that rely on such sales.
- The right to request that we delete the personal information we have collected directly from you. Experian uses a two-step process for online requests to delete. You will be asked to clearly submit your request to delete and to separately confirm your choice.
- The right not to receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.
In order to exercise your rights, please click the link below. It will take you to Experian, who compiles most of the consumer data we provide. This will get you off all their lists and allow you to see your information.
Please note that you may have additional rights under state and federal laws separate from your rights under the CCPA. Those laws include the Fair Credit Reporting Act, the Gramm-Leach Bliley Act, the Driver’s Privacy Protection Act, and the Health Insurance Portability and Accountability Act. The protections provided by those laws are separate from your rights under the CCPA and may apply in place of some of the rights under the CCPA.
If your name appeared on a business list that we provided, our compiler is Dun & Bradstreet.
Click HERE for the link to their support page and you can submit your case.
CCPA info for Businesses
On June 28, 2018, California signed into law the California Consumer Privacy Act (CCPA) of 2018, which grants California consumers new rights regarding the collection, use and disclosure of their information. To effectuate these rights, the CCPA requires that companies that collect and use personal information about California residents notify those individuals regarding what information of theirs is collected and how it is disclosed and used, and grant them certain measures of control over that collection and those disclosures and uses. The law goes into effect on January 1, 2020, but remains in flux: We anticipate that, in the coming year, the California legislature may further amend the law and/or the State AG’s office may issue additional regulations.
What are the Key Requirements of the CCPA?
Among other things, companies will be required to provide California residents with access to the categories of personal information collected about them, the specific pieces of personal information collected about them, the business or commercial purposes for which that information was collected, and the types of companies with whom the personal information was shared. The CCPA also grants consumers a right to delete their information and a right to opt out of future data sales and sharing.
Consumers will also have a private right of action to pursue actual or statutory damages – including as class action plaintiffs – in the event a company suffers a security breach that results in exfiltration, theft, or disclosure of their personal information due to the company’s failure to implement and maintain reasonable security procedures and practices.
How Does the CCPA Impact My Ability to Work on Data-Driven Marketing Programs?
We do not expect the CCPA to materially impact our ability to provide your company with the products and services your company uses today to support data-driven marketing programs.
Does the CCPA Require Any Changes to Contracts?
The CCPA requires covered businesses to ensure their service providers only use, retain, and/or disclose the personal information the covered businesses share with their service providers for the specific purpose of performing the services specified in the contracts between the parties.
What actions are recommended to clients to comply with the CCPA?
We recommend starting a process to assess the impact of the law on your operations immediately. As a threshold matter, determine whether your company is covered by the new law. Assuming it is, determine whether any of the statutory exemptions apply. For example, entities covered by HIPAA are exempt with respect to the Personal Health Information (PHI) they collect and use (but may still have obligations related to non-PHI). If your company is covered by the CCPA, start assembling the relevant stakeholders (e.g., legal, privacy, marketing, operations), as soon as possible to discuss necessary changes. Identify and categorize the types of personal information your company collects and discloses, and the ways in which your company uses and discloses that information. Implement written policies and procedures, including technical controls, to ensure compliance and leverage automation as much as possible for honoring consumer access, deletion, and opt-out requests. You will also need to train your employees on their CCPA-related responsibilities.
How do we determine if we must comply with the California Consumer Privacy Act (CCPA)?
Not all companies that collect and use personal information of California residents are required to comply with the CCPA. Background material published in connection with the CCPA indicates that the California legislature expected the CCPA to apply to about 25K companies.
Your business is required to comply only if it collects “personal information” about California residents (or engages a business partner to do so on its behalf), determines the purposes or means of processing that information, and either:
- Has annual gross revenues of more than $25 million; or
- Has annually bought or received for commercial purposes personal information on 50,000 California residents; or
- Derives 50% or more of its revenue from selling consumer information.
Note that receiving mailing lists that contain more than 50,000 California resident addresses within a one-year period would almost certainly mean that your company would need to comply with the CCPA.
What do we need to do to comply?
Assuming the California residents about whom you collect and use personal information are customers (as opposed to employees, applicants, contractors, or B2B contacts), the CCPA requires you to do the following:
- Map the personal information about California customers that you collect and use.
- Design, implement, and document procedures to manage compliance with the broad array of consumer rights established by the CCPA – for example, the right to know what personal information a business collects about you, how the business uses that information, and who it shares that information with; the right to opt out of the sale of that information; and the right to request deletion of that information (subject to certain exceptions).
- Train workforce members on those policies and procedures.
- Make sure you have an adequate data security program in place.
The reason to disclose these categories now is that this disclosure will position you to undertake future enhancement projects without having to first make revised disclosures to your customers.
What do we do if someone contacts us requesting that we do not sell their data or to delete data we have about them?
Under the California Consumer Privacy Act (CCPA), consumers are empowered to opt out of the “sale” of their personal information. To facilitate consumers’ exercise of this right, covered businesses must provide a “Do Not Sell My Personal Information” link on the business’s internet homepage to a web page where consumers can opt out of having their personal information sold to third parties.
Additionally, with some exceptions, the CCPA permits consumers to request that covered businesses, and their direct service providers, delete personal information collected about them. Deletion is not required if the covered business needs the personal information to complete the transaction for which it was collected; to comply with a legal obligation, such as a record retention requirement; to protect against malicious, deceptive, fraudulent, or illegal activity; or to identify and repair errors that impair existing and intended functionality.
Before processing a CCPA consumer request – including a request to opt out or delete – your business is required to “verify” the identity of the consumer making the request. While it may, in certain instances, be possible to verify the consumer’s identity based on the information your company has on file about that individual, in other instances it will be necessary to employ more robust identity verification methods, such as challenge questions developed by ID verification companies that would be hard for someone other than the actual person to answer.
Does the CCPA require that we request consent from hand-raisers in order to reach out to them?
No, there is no CCPA requirement to request follow up contact consent from a consumer who provides contact information via an online form. However, if a consumer opts out of the sale of his or her personal information, the business that received that opt-out request must wait at least 12 months before requesting that the consumer authorize the future sale of his or her information.
How does the CCPA says we should handle requests to be deleted from a mailing list?
The California Consumer Privacy Act (CCPA) grants consumers the right to request the deletion of their personal information (subject to certain exceptions), and to opt-out of the sale of that information. The law does not, however, directly mandate the creation of a Do Not Mail file (i.e., a mechanism for consumers to opt out of receiving any future commercial communications). That said, it may be prudent for brands/advertisers to compile and maintain a Do Not Mail file and to share that file with mailing list and print/mail service providers so they can match and remove these names and addresses from future mail campaigns. You may also consider referring the consumer to www.DMAchoice.org where consumers can opt out of direct mail and email lists that are compiled by leading data sources.
If you would like us to provide our database providers with your information for removal, please email us and we will forward your request to our compilers.
MARKETING SERVICES PROVIDERS
What do Service Providers who handle personal information need to do to comply?
The obligations the CCPA imposes directly on Service Providers are limited. However, the CCPA mandates that Businesses include certain provisions in their contracts with Service Providers, and Businesses may push for inclusion of additional CCPA-related provisions, even if not expressly required by the statute. Accordingly, it is essential that Service Providers carefully review – and negotiate – their contracts with CCPA-covered businesses so that they understand and are capable of complying with the obligations those contracts impose.
How do we handle a request from our client who received an inquiry from their consumer customer?
The regulations enacted as part of the CCPA are primarily between the consumer and the company with whom they do business directly. If the consumer has requested to learn what information is stored about them or to be removed from the database, this is something that – absent a contractual agreement to the contrary – the business with a direct relationship with the consumer needs to do. The consumer should be directed to that business, including providing contact information for the business, if available.
What type of organization is a Marketing Services provider under the CCPA?
There are two primary categories described by the CCPA:
- Service Providers are organizations to whom a business discloses a consumer’s personal information for a business purpose pursuant to a written contract. For example, if a (B2C) client provided customer names and addresses to a vendor for data hygiene or enhancement, that vendor is a Service Provider.
- Data Brokers are businesses that collect and sell to third-parties the personal information of a consumer with whom the business does not have a personal relationship where “collects” can mean buy, rent, gather, obtain, receive or access personal information by any means. For example, if you buy and resell, rent, or license mailing lists, then you are a Data Broker.
Note that per A.B.1202 Data Brokers are required to register with California’s Attorney General on or before January 31 following each year in which a business meets the definition of a Data Broker and pay a registration fee.
This material is provided for informational purposes only. It is not intended to constitute legal advice nor does it create a client-lawyer relationship between Dataman Group and any recipient. Recipients should consult with counsel before taking any actions based on the information contained within this material.
Many thanks to our friends at USADATA for providing this information.
One last comment – the California Consumer Privacy Act (CPPA) is a new law. Actual legislation is expected July 1, 2020. We will keep you posted with information as it transpires.