Our business owners lists for insurance agents target the right kind of business owners for insurance prospecting.
Many small business owners realize that their business would be in jeopardy if they, one of their fellow owners or a key employee died. Unfortunately, a lot of businesses aren’t covered. According to Next Insurance, 44% of small business owners have never purchased business insurance, even after operating for at least one year. By purchasing the right types of business insurance, a business – and it’s owner – can protect their company’s assets against damage and legal claims.
The 9 Essential Types of Small Business Insurance
- Workers Compensation Insurance (Required)
- Unemployment Compensation Insurance (Required)
- Disability Insurance (Required in Some States)
- General Liability Insurance
- Commercial Property Insurance
- Professional Liability Insurance Insurance
- Product Liability Insurance
- Employment Practices Liability Insurance
- Key Person Insurance
Many small business owners give up on purchasing business insurance because of how confusing the process can be. However, they are a lucrative target market for insurance agents who want to increase their books.
That’s why our business owner lists for insurance agents are so popular.
It’s not just about the insurance for the business itself, but about the possible additional insurance services for the business owner’s personal lines.
For example, a life insurance policy can be structured to fund a buy-sell agreement. This would ensure that the remaining business owners have the funds to buy the company interests of a deceased owner at a previously agreed upon price. That way, the owners get the business and the family gets the money.
To protect a business in case of the death of a key employee, key person insurance, payable to the company, provides the owners with the financial flexibility needed to either hire a replacement or work out an alternative arrangement.
We offer a variety of Business Lists for Insurance Agents. Our Small Business Owner list is especially useful for prospecting life insurance.
Our business lists for insurance agents come with the Small Business name, mailing & physical address, business owner/top contact name/title and telephone #. Email data is also available on a percentage of the list.