Dataman Group offers many different Refinance Prospect Lists. This enables Mortgage Marketers to reach different market segments with different offers, customized specifically for them. Direct mail continues to be a high-response medium for these offers.

5.9 million home owners refinanced last month. Did you know that 953,000 of them took out their initial mortgage in 2018?

Low rates are making it very attractive to refinance. All you need to do is get your message in front of the right people.

March 2020

The 30-year fixed rate average sank to a new low of 3.29 percent. At the start of 2020, the rate was at 3.72 percent.  Its previous low was 3.31 percent in November 2012. At the start of 2000, the 30-year fixed-rate average was at 8.15 percent.

The 15-year fixed-rate average dropped to 2.79 percent. It was 2.95 percent a week ago and 3.83 percent a year ago. The five-year adjustable rate average slipped to 3.18 percent.  It was 3.2 percent a week ago and 3.87 percent a year ago.

Refinance Prospect Lists – selection elements

  • Home purchase price
  • Purchase date
  • Mortgage amount
  • Rate type (fixed/ARM)
  • Loan type (FHA/VA/Conventional)
  • Loan date
  • Revolving Debt
  • Market value
  • LTV
  • Age & estimated income of Homeowner

Homeowners with High Interest Rate Mortgages

Dataman Group is able to pull Homeowners who took out mortgages during high interest rate periods.  A mortgage refinance prospect is defined as a home owner who would save at least 75 basis points on the interest rate on their loan. This can translate to a big dollar savings. Because of this, homeowners who can benefit from a refinance are happy to read your offer.

VA Mortgage Holders / VA Streamline Prospects

VA Mortgage Interest Rates are now at a historical low. Dataman Group’s sophisticated software can pinpoint your best VA loan prospects. Because of this, you can target VA Borrowers whose origination dates were during higher interest rate periods.

By using our VA Streamline Prospect list, you can reach the millions of homeowners who are in a position to benefit from a Streamline Refinance.

Lender Select

You can select your refinance prospect list by specific mortgage lender. As a result, many banks use this list to find specific refinance prospects in their particular markets.

ARM Resets

You can also select ARM Reset Leads. This lets you reach Adjustable Rate Mortgage Holders. This group may be facing a change in their mortgage payment in the coming months. Consequently, when a homeowner is facing an impending increase in mortgage payments, they are open to your refinance offer.

Telephone Numbers

Lists of Refinance prospects with scrubbed telephone numbers are available. We offer both landline and cell phone data. For information about the telemarketing sales rule, please visit the FTC website and make sure you are in compliance.

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