Dataman Group offers many different Refinance Prospect Lists. This enables Mortgage Marketers to reach different market segments with different offers, customized specifically for them. Direct mail continues to be a high-response medium for these offers.

5.9 million home owners refinanced last year. Did you know that 953,000 of them took out their initial mortgage in 2018?

Low rates are making it very attractive to refinance. All you need to do is get your message in front of the right people.

September, 2020

New research from the mortgage data firm Black Knight estimates that 18 million mortgage holders are good refinance candidates. Altogether, they could save $3.95 billion a month by swapping out their home loans.

A study from LendingTree early this spring said home loans taken out in 2020 were saving consumers $60 a month for every $100,000 borrowed. This is compared to mortgages from the first months of 2019.

Overall mortgage applications rose 9.3% in the week ending June 5. According to the Mortgage Bankers Association, this was led by an 11% jump in homeowner requests for refinance loans.

new report by mortgage data firm Black Knight shows that more than 2.3 million refinance loans were processed during April-June 2020. This resulted in the biggest refinancing quarter in the last 17 years. Additionally, refinance originations rose by more than 200% in Q2. This is compared to the same period in 2019. Originations also increased by 60% relative to the first quarter of 2020.

You can select Homeowners who are Refinancing-Eligible

  • Can get a new loan that decreases their 30-year mortgage by at least three-quarters of one percentage point (for example, from 3.75% down to 3% or lower).
  • Have at least 20% equity in their home (have paid off 20% of the value).
  • Have good credit (score of 720 or better).

Refinance Prospect Lists – customize your list with these elements

  • Home purchase price
  • Purchase date
  • Mortgage amount
  • Rate type (fixed/ARM)
  • Loan type (FHA/VA/Conventional)
  • Loan date
  • Revolving Debt
  • Market value
  • LTV
  • Age & estimated income of Homeowner
  • Scrubbed telephone # – landlines or cell phones
  • Email addresses

Homeowners with High Interest Rate Mortgages

Dataman Group is able to pull Homeowners who took out mortgages during high interest rate periods.  A mortgage refinance prospect is defined as a home owner who would save at least 75 basis points on the interest rate on their loan. This can translate to a big dollar savings. Because of this, homeowners who can benefit from a refinance are happy to read your offer.

VA Mortgage Holders / VA Streamline Prospects

VA Mortgage Interest Rates are now at a historical low. Dataman Group’s sophisticated software can pinpoint your best VA loan prospects. Because of this, you can target VA Borrowers whose origination dates were during higher interest rate periods.

By using our VA Streamline Prospect list, you can reach the millions of homeowners who are in a position to benefit from a Streamline Refinance.

Lender Select

You can select your refinance prospect list by specific mortgage lender. As a result, many banks use this list to find specific refinance prospects in their particular markets.

ARM Resets

You can also select ARM Reset Leads. This lets you reach Adjustable Rate Mortgage Holders. This group may be facing a change in their mortgage payment in the coming months. Consequently, when a homeowner is facing an impending increase in mortgage payments, they are open to your refinance offer.

Telephone Numbers

Lists of Refinance prospects with scrubbed telephone numbers are available. We offer both landline and cell phone data. For information about the telemarketing sales rule, please visit the FTC website and make sure you are in compliance.

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