Dataman Group offers many different Refinance Prospect Lists. This enables Mortgage Marketers to reach different market segments with different offers, customized specifically for them. Direct mail continues to be a high-response medium for these offers.

Homeowners with High Interest Rate Mortgages

Dataman Group is able to pull Homeowners who took out mortgages during high interest rate periods.  A mortgage refinance prospect is defined as a home owner who would save at least 75 basis points on the interest rate on their loan. This can translate to a big dollar savings. Because of this, homeowners who can benefit from a refinance are happy to read your offer.

Refinance Prospect Lists – selection elements

  • Home purchase price
  • Purchase date
  • Mortgage amount
  • Rate type (fixed/ARM)
  • Loan type (FHA/VA/Conventional)
  • Loan date
  • Market value
  • LTV
  • Age & estimated income of Homeowner

VA Mortgage Holders / VA Streamline Prospects

VA Mortgage Interest Rates are now at a historical low. Dataman Group’s sophisticated software can pinpoint your best VA loan prospects. Because of this, you can target VA Borrowers whose origination dates were during higher interest rate periods.

By using our VA Streamline Prospect list, you can reach the millions of homeowners who are in a position to benefit from a Streamline Refinance.

Lender Select

You can select your refinance prospect list by specific mortgage lender. As a result, many banks use this list to find specific refinance prospects in their particular markets.

ARM Resets

You can also select ARM Reset Leads. This lets you reach Adjustable Rate Mortgage Holders. This group may be facing a change in their mortgage payment in the coming months. Consequently, when a homeowner is facing an impending increase in mortgage payments, they are open to your refinance offer.

HELOC Conversion Prospects

You can target HELOC holders to convert their current line of credit to a straight 2nd Mortgage or to consolidate their loans.

Select by:

  • Origination date
  • Loan amount
  • Geographic Area

We also Offer 1st Mortgage Holders

Select from:

  • Variable vs. fixed rate borrowers
  • FHA or VA or Conventional loans
  • Select by loan amount
  • Choose by sale amount
  • Refine by down payment amount or percentage
  • Select by loan transaction date.
  • You can select all mortgages or those with telephone #s only.

Our 1st Mortgage Holders list is also available as an on-going monthly service.