Private notes, seller carry backs and cash flow notes are considered a debt instrument, IOU or promissory notes.

When an individual or business borrows money from another individual or business, the note is the proof of the debt. Individuals who wish to earn money can buy cash flow notes and make money by earning interest from the repayment of the notes from the borrower.

When you buy cash flow notes, you become the “lender” in the transaction. This way the borrower pays you back for the amount of the loan, plus interest. Different types of cash flow notes exist, including notes on businesses or real estate.

Depending on the type of cash flow notes you buy, the source for funding and completing the purchase may vary.

We offer seller carry back lists, where the seller holds the notes. This is one of the most popular lists for individuals who are buying cash flow notes.